If the deceased’s estate is below £5,000, and doesn’t contain any land, property or shares, then it may be possible to deal with it without obtaining a Grant. Also, a Grant might not be needed if the whole of the estate is held in joint names and passes automatically to the surviving joint owner.
In some cases, for example, where the person who benefits is a child, the law states that more than one person must act as the Administrator.
To establish whether the Assets can be obtained without a Grant, the Executor or Administrator would need to write to each institution, informing them of the death and enclosing a photocopy of the death certificate (and Will if there is one).
The personal representative won’t be granted Probate until some or all of any Inheritance Tax that is due on the estate has been paid.
Applies to England and Wales.
If the person who died lived in Scotland, you must apply for a ‘Grant of Confirmation’.