You don’t need us to tell you that everything seems to go up in price every year. Unfortunately, it’s just the same with funeral costs.

If, in 2004, you had put £1920 (then the average cost of a funeral*) into a deposit savings account, then you would have seen this grow to about £2,150** over the following 10 years. However, over the same period, the average cost of a funeral has increased dramatically to £3,590*. However, as the Plan pre-pays for the Funeral Director’s services at today’s costs, you are unaffected by any future price rises on these fees.  Furthermore, you have complete flexibility to choose your own Funeral Director, at the time of arranging your pre-paid funeral plan.

A real alternative to saving for your funeral

A plan like this can offer a better financial option than putting money in a savings account to pay for future funeral costs. Since 2004, funeral costs have soared, however interest paid on savings accounts has remained very low. The amount of money, which would have paid for a funeral back then, plus the small amount of interest earned over the years, would not cover the cost of an average funeral today.

Your Guarantee from our Preferred Provider

When you invest in one of our preferred provider’s pre-paid plans, they guarantee that the Funeral Director’s fees will be met in full, when the time comes.

All Funeral Plan funds are held in a Trust established by our preferred provider. The Trust manages the funds to achieve stable long-term growth and is overseen independently by a board of trustees and regulated in compliance with The Financial Services and Markets Act 2001. The fund is annually independently audited and subject to strict actuarial reporting, it is solid, stable and above all, secure.

Your pre-paid funeral plan covers 100% of the costs of the Funeral Director’s services specified in your plan. In some cases, however your family, your estate or executor may be asked for an additional contribution towards ‘disbursements’ (usually payments to third parties such as cemetery or crematorium fees, medical fees or musicians, for example) if their prices have risen beyond the increase in the Retail Price Index.

You know you’re in safer hands

Since pre-paid funeral planning was introduced to the UK in 1984, our preferred provider has been at the forefront of providing these services. They were founding members of The National Association for Pre-paid Funeral Plans and The Funeral Planning Authority.

Our preferred provider is a registered provider with The Funeral Planning Authority which monitors the marketing, financial and service provisions of the plan providers that it regulates.

We want you to be assured that with our preferred provider, your arrangements are in the safest possible hands. That’s why all Funeral Directors that are appointed to provide services for our preferred partner’s Funeral Plan, have first to satisfy several stringent requirements. They must demonstrate outstanding service records in their local community and must be affiliated to relevant accredited professional associations such as The National Association of Funeral Directors (NAFD) and/or The Society of Allied and Independent Funeral Directors (SAIF).